A Financial Course for New Beginnings

Sober Money Coach

You've done the hardest thing. Now let's deal with the money. No shame, no jargon — just a clear path forward.

Course Launching Soon

Sober Money Coach is currently in development and will be available soon. Be among the first to know when enrollment opens — and receive free early access materials.

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What You'll Learn

Four Parts.
One Clear Path Forward.

This course walks you through the exact steps to assess your debt, deal with collectors, pay things down strategically, and build lasting credit — one step at a time.

01
Part One

Dealing with Debt in Collections

Before you pay a single dollar, know exactly what you owe — and your rights as a consumer.

Pull your free credit reports
Understand the Statute of Limitations
Know your rights under the FDCPA
Contact collectors the right way
Negotiate settlements & pay-for-delete
02
Part Two

Paying Down Remaining Debt

Once collections are handled, turn your attention to active debt — cards, medical bills, personal loans.

Build your bare-bones budget
Avalanche vs. Snowball method
Find extra money to accelerate payoff
Automate minimum payments
Nonprofit credit counseling options
03
Part Three

Building Credit from the Ground Up

You don't need a perfect past to build a strong financial future. You just need to start.

Understanding your FICO score
Get a secured credit card
Credit-builder loans that work
Get rent & utilities reported
A realistic 2-year roadmap
04
Part Four

Saving & Investing for Your Future

Once the foundation is solid, it's time to make your money work for you — building real, lasting wealth.

Building a fully-funded emergency fund
Savings accounts & high-yield options
Intro to investing: 401(k), IRA & index funds
Compound interest & why starting early wins
Setting your first long-term financial goal
Who This Course Is For

Built for People
Starting Over

Designed specifically for people navigating financial recovery alongside personal recovery. No judgment. No jargon. Just practical steps that meet you where you are.

"I'm newly sober and have no idea where to start with money."
"I have debt in collections and I'm afraid to even look at it."
"My credit score is damaged and I want to rebuild it for good."
"I need a real plan — not shame — just steps I can actually follow."

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